Do you hold a regular Mastercard or a Mastercard that comes packed with World Elite benefits? As its name might suggest, a World Elite Mastercard offers a host of exclusive perks, in addition to what a regular Mastercard has to offer. Those who hold a World Elite Mastercard can look forward to unlocking unique travel experiences and enjoying preferred access to insider opportunities and VIP events and more.

For those who don't already know, a World Elite Mastercard prides itself on offering top-notch service on another level, so it isn't surprising that some of the perks include the convenience and freedom of having your own private jet or car service; access to premium perks, upgrades and exclusive discounts at some of the finest resorts and hotels in the world; complimentary professional travel services 24/7; Mastercard Airport Concierge™ etc.

As Mastercard puts it, ‘your World Elite Mastercard is your passport to the world's finest travel services'. Case in point, the two newly added perks (i) Mastercard Lowest Hotel Rate Guarantee and (ii) Mastercard Hotel Stay Guarantee.

The Mastercard Hotel Stay Guarantee benefit promises that a Lifestyle Manager will work to make it right if your 3-star or higher rated hotel booked through the Mastercard Travel & Lifestyle Services program is not working out the way you want it to. On the other hand, the Mastercard Lowest Hotel Rate Guarantee will refund the difference if you find the same hotel stay for less. Keep in mind terms and conditions apply to both amazing benefits illustrated above.

While it is undeniably nice to have easy access to deals and savings on airfare, hotels, resorts, car rentals and more when you are planning for a trip, your World Elite Mastercard could also let you enjoy unique everyday perks, such as discounts on ride-shares, movie tickets, online shopping and food delivery; complimentary 24/7 World Elite concierge service (think: round-the-clock personal assistance when you need help locating difficult-to-find items or reserving that perfect table); golf privileges; cell phone protection; zero liability protection; worldwide emergency services and more.

For the specific set of benefits that your World Elite Mastercard comes with, scrutinize your credit card's terms and conditions carefully!

Denise Bay is a staff writer at Email: